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Bangladesh was created out of chaos in the early 1970s, at a moment when millions in the country were dying from a combination of war and famine. The future looked exceedingly bleak.

Abdul Majid Chowdhury and Noorul Quader were Bangladeshi businessmen who wanted to help their country. "We asked ourselves, 'What the hell do we want?' " Chowdhury recalls. The answer he and his friends arrived at: "We need employment. We need dollars."

Interactive Documentary

It's not something we think about a lot or something that gets reported on often, but once you start digging around some, it's hard not to see the consequences of our country's long, sordid history of housing discrimination everywhere racial disparities manifest. The giant wealth gap between black and Latino Americans and white folks. Shorter life expectancies. Worse educational outcomes. Mass incarceration.

Last week's This American Life episode was entirely devoted to this topic, and it makes the relationship between housing discrimination and these other disparities jarringly clear.

"[On] every measure of well-being and opportunity, the foundation is where you live," Nikole Hannah-Jones, the ProPublica reporter on whose reporting much of the episode was based, told TAL's Nancy Updike. "Cancer rates, asthma rates, infant mortality, unemployment, education, access to fresh food, access to parks, whether or not the city repairs the roads in your neighborhood."

The show starts off with the story of a young woman named Jada from Akron whose mother falsified her address so that Jada could attend school at a neighboring, much better-funded Ohio school district. When her mother's deception came to light, Jada was kicked out of the school she'd attended for years. Her mom was thrown in jail.

Since property taxes fund local services, places with high property values tend to have much better school systems and public amenities. What the TAL episode expertly illustrated was the many ways that those property values have been deliberately racialized. Beginning in the 1930s, the federal government actually refused to back loans if black people lived nearby, and builders actively and openly prohibited black people from moving to new suburban developments. The net effect was that black people of all incomes were clustered in poorer urban centers, where they also received egregiously inferior public services, and where there was downward pressure on their abilities to create wealth.

But this kind of discrimination isn't some practice from a darker, bygone era — it just looks different today. According to a study we wrote about recently, when white folks and people of color went to inquire about buying or renting homes, they got different treatment. Whites were shown more units and were offered lower rent. Everyone said they were treated courteously. There were no "Negroes Need Not Apply" signs on the doors. No real estate agents slammed doors in brown folks' faces. They simply offered them fewer choices at higher prices.

Hannah-Jones' reporting on the Fair Housing Act, which was meant to correct this kind of discrimination, found that it had been mostly toothless and ineffective since it went into effect and that there's little political momentum behind bolstering it. (Here's a recent report from Hannah-Jones on the moves that have been made over the past year.)

We invited Hannah-Jones to chat with us about the TAL story and why the issue still remains so under-covered.

GENE DEMBY: What surprised you most when you started reporting on this issue?

NIKOLE HANNAH-JONES: Like most Americans, I knew very little about fair housing law and the history of the 1968 Fair Housing Act when I first began reporting this story. I knew housing discrimination was illegal, but that's about it. So, many things surprised me along the way, but two facts surprised me most. One, it was kind of unbelievable how egregiously little the governments — federal on down — have done to enforce this landmark civil rights law. I discovered governments have largely spent the last 45 years going about their business as if this law didn't exist , and in fact, were often taking actions that came out on the wrong side of the law. Two, I was literally taken aback by the fact that this law not only called for an end to housing discrimination, but that it mandated that the federal government wield its considerable powers to take affirmative steps to break down that housing segregation it created. Wow. That was powerful.

The TAL story notes that we've known about these issues for a long time, but there's not a whole lot of momentum toward ameliorating these things. Are there any small-scale solutions on the horizon in places? Are there jurisdictions we should be looking to and learning from?

Honestly, very, very few. Housing segregation is one of those entrenched social issues that no one — progressive or conservative — really wants to touch. One of the biggest fair housing fights in recent memory is taking place in the liberal New York City suburb of Westchester County. This county overwhelmingly voted for President Obama and is home to liberal lions such as the Clintons, Andrew Cuomo and even some of the Kennedys. Yet not one of them has spoken out on the fight for open housing for black and Latino residents there.

“ I think it is easy for many Americans to believe that laws on the books make us post-racial, even if the reality is decidedly racialized.

This week on-air and online, the tech team is exploring the sharing economy. You'll find the stories on this blog and aggregated at this link, and we would love to hear your questions about the topic. Just email, leave a comment or tweet.

Not long ago if you wanted to rent a room for the weekend your choices ran from the Four Seasons to Motel 6. Renting a car meant Hertz or Avis and applying for a loan meant going to a bank. But all this is changing.

Increasingly, individuals are reaching out to each other through the Internet. Thousands of Americans have started renting out their underused personal assets online to earn extra cash. They rent their apartments while they are away for the weekend, lend their cars for cash and even sell their spare time.

The sharing, or peer-to-peer, economy is exploding. And all of this is possible in part because of technology, but also because many Americans are coming to terms with scarcity in their lives.

Room To Let

Sharing is not exactly new. Even turning to the Internet to unload unwanted stuff in the midst of a personal economic crisis is a pretty old idea. After all, eBay has been around for a while. And the Craigslist auction of unwanted junk is a staple of modern life.

Still, during the financial crisis something changed.

“ In the same way when a taxi illuminates when they are on and off duty, we have this ability to illuminate waste. ... That pent up waste with new eyes becomes value.

Enrolling in HealthCare.gov is not easy, and it's been particularly difficult in Alaska. Just 53 people enrolled in the first month.

Anchorage hair stylist Lara Imler is one of the few who got through, as we previously reported. But Imler discovered problems with her application, and now she wants to cancel her enrollment.

"I don't even know how to feel about the whole thing anymore because I can't even get anyone who has an answer to help," she says. "It's just such a lost cause at this point."

A few things went wrong with Imler's HealthCare.gov application. First, according to the website, she successfully enrolled in a health plan. But her new insurance company, Moda Health, didn't have her application. When she called the HealthCare.gov hotline, no one could help her figure out what went wrong.

Then, she found out the website miscalculated her subsidy. She was supposed to receive a monthly subsidy of $366, but the website only let her use $315.

"The subsidy issue is weird," she says. "If you look at my profile on the website it shows my full subsidy, but it says I'm only using part of it. So they know I've got a screwed up subsidy but they don't know what to do with it. There's no one directly you can talk to, to say, 'Hey my subsidy is on there. How do I apply for all of it?'"

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