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Here's an experience many of us have had: You're shopping on your smartphone. You go click on the shoes or books you want. But then, when you get to the shopping cart, you abandon ship. Visa says that's a big problem for retailers. On Wednesday, the credit card company announced it's rolling out a brand new system designed to get us to spend more money online.

One Password, Many Tokens

Visa is actually trying to fix two problems with one swipe.

First, shopping on your smartphone is great — until it gets tedious and you have to use your big thumbs to type lots of digits.

"All of the wonderful benefits that consumers get from using their mobile phone when you're out and about kind of fall apart when you get to the payment part of the process," says Jim McCarthy, Visa global head of product.

The new Visa Checkout should make it "really easy" for consumers, he says. Every Visa customer gets an account that stores their credit card number and billing address. And retailers connect with Visa to accept that account.

So when you're out and about in the digital mall, McCarthy says, "you'll just provide a username and password, and all that information will be provided securely on your behalf to the merchant for checkout." The first retailers to join the new system include Neiman Marcus and United Airlines.

Behind the scenes, there's a big security upgrade.

Visa, MasterCard and American Express all worked together on a new technology called tokenization. Under it, the 16 digits of your credit card stop running out in the wild, and stay inside the card company's server walls. The retailer just gets a randomly generated 16-digit token that can't be used anywhere else.

So if hackers break into, say, Target, the tokens they steal are no good at Amazon or Pizza Hut. "What we're trying to do is make the whole experience of someone trying to steal cards less profitable," McCarthy says.

Type Less, Spend More

Companies that sell products online — from the big box retailers to the mom-and-pop startups — have all been puzzling over how to get customers to not abandon the shopping cart.

Jamie Viggiano, head of marketing at TaskRabbit.com, says the new Visa Checkout could give a boost to online shopping. When you exchange cash or hand over a credit card, it feels like a financial transaction. A login and password don't.

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At least a dozen people were killed as the Philippines was battered by its first typhoon of the season on Wednesday. Since the storm passed through major population centers, officials were relieved that the death toll wasn't higher.

The storm, known as Rammasun but called Glenda locally, sideswiped Manila but knocked out power there and across Luzon, the most populous island of the archipelago.

"I am happily surprised because of the minimal casualties and damage," Public Works and Highway Secretary Rogelio Singson told Reuters, noting that 17 million people lived in the typhoon's path.

Singson said that the government was better prepared after the devastation caused by Haiyan, the "super typhoon" that killed more than 6,000 people and left more than 1,000 missing last November.

"It was like a drill," Manila Mayor Joseph Estrada told The Associated Press. "We hauled people away from dangerous seaside areas, whether they liked it or not."

More than 370,000 people had been evacuated before the typhoon made landfall, mostly in the eastern province of Albay.

The wind toppled utility poles and ripped roofs off houses. More than half of Luzon is without power, according to the BBC.

The typhoon, which had gusts of up to 115 mph, weakened before blowing out of the country, heading toward China's Hainan Island and Vietnam. It could regain strength while crossing the South China Sea.

The Australian Broadcasting Corp. has published a gallery of photos and videos tweeted by eyewitnesses.

A court in the Netherlands ruled today that the country's government was partly liable for the deaths of 300 Bosnian Muslims whom Dutch peacekeepers failed to protect in Srebrenica in 1995.

But The Associated Press notes that the court decision clears the government of liability in the deaths of the others who were killed in Srebrenica.

The AP added: "Relatives of the dead welcomed the limited finding of liability, but lamented that it did not go much further."

The court did not specify how much compensation the families of the 300 victims should receive.

Teri Schultz tells our Newscast unit that the decision could have a far-ranging impact on countries' willingness to serve in U.N. missions. She reports:

"The court says Dutch peacekeepers should have known they were sending hundreds of Bosnian Muslims to their deaths when they kicked them out of the U.N.-declared safe haven near Srebrenica during the Bosnian civil war. The Dutch soldiers handed the Bosnian Muslims over to the Bosnian Serb army, telling them they'd be 'safe.' Instead, most of the men in the group became some of the 8,000 victims in the Srebrenica genocide, the worst massacre in Europe since World War II. The court says the Dutch government is partially responsible for the deaths and liable to pay compensation."