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As the presidential campaign has unfolded, the candidates have traded polemics about wealth, class warfare, dependency and the role of government.

And while it may be uncomfortable to admit, some Americans are simply more financially successful than others. But why do some achieve wealth, while others struggle? And what do we think explains our prosperity — or lack thereof?

In a three-part series, All Things Considered host Robert Siegel visited North Carolina's Research Triangle area, to ask people from very different walks of life how they account for their economic station in life. The series begins at the very top of the economic ladder.

Enlarge Art Sliverman/NPR

Bob Hatley's parents struggled to make ends meet when he was a boy. He says his competitiveness and his drive to emulate successful people eventually enabled him to open his own bank.

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