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Millions of people are turning their thoughts to self-improvement and New Year's resolutions this week. And one of the most common resolutions, after promises to lose weight or get in better shape, is to be better about money.

A handful of entrepreneurs in the Bay Area have taken note — and they believe the time has come for you to try a different way of managing your money.

Mike Sha's dream is that one day, you will turn your investments over to a robot. "A smart robot," stresses Sha, who's behind the San Francisco-based startup SigFig.

“ If you could replace that human with a machine ... you really can build a better, more scalable, lower-cost solution.

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