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This week's government shutdown could be just a warmup for an even bigger budget battle in a couple of weeks.

Congress has to raise the limit on the amount of money the federal government is allowed to borrow by Oct. 17. If the debt ceiling is not raised on time, President Obama warns that Washington won't be able to keep paying its bills.

"It'd be far more dangerous than a government shutdown, as bad as a shutdown is," Obama said Tuesday. "It would be an economic shutdown."

No one is exactly sure what would happen if the government suddenly had to make do without a credit card. But experts agree that the fallout could be scary and far-reaching.

While government shutdowns are messy and disruptive, the country has lived through them before. The U.S. government, on the other hand, has never had to go cold turkey on borrowed money.

If Congress fails to raise the debt ceiling, the government has to get by with just the amount of cash that comes in every day.

Former Republican budget staffer Steve Bell has been trying to imagine what that would look like. "The Treasury has to wait all day for money to come in and see how much money they have and see how much they can pay," he says. "It's kind of a stunning thing because any business that ran that way would be bankrupt."

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After weeks of wondering what would happen, Americans now know:

1. Congress missed the midnight funding deadline for the new fiscal year, triggering disruptions in government operations.

2. That will slow economic growth, at least in the short term.

But just how far the damage will go is far from clear. Economists say they can't refine their predictions because they have no idea how long the shutdown might last or how many federal workers may be furloughed.

Among the questions they are pondering: If, as is now expected, the Labor Department fails to release the September unemployment report on Friday, will that lack of key data rattle investors?

"Getting some clarity would be a big relief for the markets," said John Canally, economist for LPL Financial, a Boston-based financial services firm.

Uncertainty about the scope and duration of the federal disruption reflects the division of responsibilities among branches of government. It's up to Congress to agree on a funding mechanism to reopen the government. But it's up to the Obama administration to determine exactly which workers are "essential" for the protection of life and property.

In some federal workplaces, the "essential" line might be bright and clear. For example, at the Smithsonian's National Zoo in Washington, visitors will be turned away, but pandas will get fed.

But other calls will be much more complicated, and directions from supervisors have been murky so far, according to Michael Roberts, a Food and Drug Administration employee who serves as president of Chapter 212 of the NTEU, a union representing workers at several federal agencies.

"We've been getting conflicting information, with no clear guidance at the moment," Roberts said.

To the best of his understanding, many workers may be told to stay home for a few days but then could be recalled as "essential." For example, imports may start coming into this country without inspection — until someone determines that certain shipments represent "the highest level of risk," he said.

So exactly how high does a risk have to be before inspectors get called back? No one knows, and the answer may be a moving target, he said. "You would think we'd have an idea what's going on by now," Roberts said.

Even trying to determine how many people the government employs can be tough because of part-timers. A census report shows the government employs about 2.62 million people. And of those, perhaps 800,000 could be called nonessential, or at least that's the most commonly reported estimate.

IHS Global Insight economist Paul Edelstein says that if Congress were to keep the shutdown going for, say, three weeks or more, then the gross domestic product — i.e., the sum of all goods and services — would lose momentum. Instead of growing by the expected 2 percent this quarter, the economy might slow to just a 1.5 percent pace, he said.

That would translate into 75,000 fewer net jobs for the economy this fall, coming on top of the loss of income for those 800,000 workers' salaries.

The government shutdown will "throw a wrench into the gears" of a recovering economy, President Obama warned Monday.

FDA worker Roberts said the loss of federal paychecks will have an impact on many families, from park rangers to secretaries to inspectors. "We have people who are struggling and living paycheck to paycheck," he said. "They don't know when or if they will be paid."

That means lots of households will be cutting back on spending, and that worries store owners.

"Our industry is keenly concerned," said Greg Ferrara, spokesman for the National Grocers Association. "There's a lot riding on this for us."

Many restaurant owners are worried, too. Andy Thompson, a co-owner of the Thornton River Grille in Sperryville, Va., says many of his customers come to visit the nearby Shenandoah National Park — especially now during the peak of leaf-viewing tourist season.

If federal workers in Virginia lose paychecks and the park gates remain locked for long, then his restaurant could feel the pinch.

But he said business owners have come to expect poor economic results from Congress when it comes to orderly budget planning. "Everyone has that feeling: Why can't they get it together?" he said.

The number of people who leave their countries to work abroad is soaring, according to the United Nations. More than 200 million people now live outside their country of origin, up from 150 million a decade ago.

And migration isn't just from poor countries to rich countries any more. There also is significant migration from rich country to rich country — and even from poor country to poor.

Beginning Thursday, the U.N. will hold a high level meeting on the subject in New York.

Moving For Work

In the Philippines, at the offices of Industries and Personnel Management in Manila, some 30 nervous applicants sit in hard plastic chairs watching a video about a day in a life of an employee at a duty free shop at the international airport in Dubai, on the Persian Gulf.

As soothing music plays in the background, the video shows workers — in robin's egg-blue jackets — looking almost robotic as they cheerfully assist customers in checkout lanes and count money.

More than a week after Islamic militants stormed an upscale mall in Nairobi, Kenya, President Uhuru Kenyatta has vowed to set up a commission to look into lapses in intelligence and security. At least 67 people died in the four-day siege, which ended with dozens still unaccounted for.

Days after the attack, a man who manages a clothing store in the Westgate Mall sorts through damaged shoes, shirts and ties. He's visibly shaken from his trip back into the place he escaped under gunfire. Much of the damaged clothing is from bullet holes.

"These are all waste now," he says. "Even it if it is small hole, it is waste." He says there's no insurance for a terrorist attack, and some of the most expensive suits and shoes are missing.

Other shop owners reported Rolex watches, diamond jewelry and mobile phones looted, allegedly by Kenyan soldiers during the fight against the terrorists. The allegations have shaken people in Nairobi, who just a week ago were hailing the soldiers as heroes.

"We wish to affirm that government takes very seriously these allegations of looting," Interior Minister Joseph Ole Lenku said at a press conference.

Lenku was on the defensive, and not just about what his soldiers allegedly did during those four days in the mall, but what they did not do. A leaked intelligence report indicates that security chiefs and cabinet ministers were warned about Westgate as an al-Shabab target. They were even warned of one likely mode of attack, where operatives "storm the buildings with guns and grenades."

Lenku's response: "With regard to the issue of our information or our intelligence, that is our business."

Probably the most sensitive questions still lingering in this shaken city are about how the fight was waged. Why did it take the Kenyan army four days to kill five militants? And what happened to the other five to 10 terrorists?

Kweya Obedi is the Nairobi county director of the Red Cross. He was leading a team of volunteers who rushed in on the afternoon of Sept. 21 to rescue people from where they hid inside shops. Even by that point, he says, some hours after the initial assault, the terrorists had been mostly pushed back by the special Israeli-trained unit of the police called the Recce group, experienced in hostage rescue.

"The police had better control of the situation," Obedi says.

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